Pensions Automatic Enrolment

Remain compliant with complex pensions automatic enrolment legislations

For anyone involved in workplace pensions and automatic enrolment, there is a lot to consider. The legislations and obligations can be complex, which makes the solution selection critical. Our award winning automatic enrolment solution is helping our customers, large and small, to significantly reduce the administrative burden and cost. It is fully automated, placing payroll at the front to ensure compliance. Depending on the size and needs of your business, you can choose the level of functionality you require.

By linking automatic enrolment with Payroll, SD Worx helped WHSmith meet its legal obligations.

Read WHSmith Case Study

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How our Pension Solution can help

Workforce Assessment:
Automatically determine the status of your workers

Our solution automatically performs the assessment of your workers each and every pay period, determining if they are eligible, non-eligible, entitled, in postponement, or already in a qualifying scheme. It even accepts legitimate exclusion cases.

Automatically enrol eligible jobholders:
Pension contributions calculated and deducted as part of your existing payroll processing

On assessment, anyone that is found to be an eligible jobholder can be auto enrolled or have postponement rules applied; and at the end of postponement automatically enrolled. Enrolled employees will be automatically assigned to your qualifying workplace pension scheme within payroll. Their contributions will be calculated and deducted as part of your existing payroll processing. Any relevant salary sacrifice treatment will also be applied to earnings at this stage dependent on your scheme design choice.

Non-eligible jobholders:
Easily handle opt-in and join requests from non-eligible jobholders

Should you have any non-eligible jobholders wishing to opt-in to a scheme, or entitled workers wishing to join, these can be manually entered or imported through a data file. The contributions will be automatically calculated and deducted based on the relevant scheme rules.

Opt-outs and refunds:
Automatically refund contributions in the next payroll

Based on instruction from your pension provider, imported through a data file or manually keyed, the system will mark workers as having opted-out and automatically refund their contributions in the next payroll. Scheme leavers outside of the opt-out window will have their contributions stopped. 

Workplace Pensions

Since April 2017, every employer in the UK is required to place certain employees into a workplace pension scheme and make employer contributions.

Even small employers can benefit from the SD Worx Auto Enrolment essentials solution, which has been designed to:

  • automatically assess your staff in order to determine what auto enrolment actions to take
  • calculate pension contributions
  • make pension deductions 
  • automatically process refunds for opt-outs

Benefits of pensions automatic enrolment software

  • Ensure compliance with the complex automatic enrolment legislation – we worked closely with The Pensions Regulator to develop the software
  • Automatically identify and enroll relevant employees into the chosen pension scheme – reducing administration effort with little manual intervention required
  • Easily exchange your employee data between payroll and your pension provider
  • Implement automatic enrolment into your workplace with no disruption to your payroll processing

Pensions automatic enrolment technology

  • We maintain the underlying cloud technology so you have no in-house IT installation or maintenance to manage
  • Data stored securely and backed up with disaster recovery plans are in place – whatever happens, your payroll and pensions will run as normal
  • Legislation updates tested and released – you don’t have to worry about making changes, these are done automatically, meaning you’ll always be on the latest version of our software
  • Fully integrated with our HR and payroll software


Pensions Automatic Re-enrolment