October 2015 marked three years since the introduction of Pensions Automatic Enrolment and the focus of larger employers now turns to re-enrolment.
Re-enrolment is the process by which on the third anniversary of your staging date, employers have a duty to re-enrol workers who are not a member of a pension scheme; i.e. those who have chosen to opt our or ceased membership; back into pensions saving.
To ensure compliance there are a number of steps that the employer must undertake with automatic re-enrolment:
- Choose the re-enrolment date
- Determine the pension scheme to be used
- Analyse the workers to be assessed
- Undertake re-enrolment
- Re-declaration of compliance
What do I need to know?
By default, the re-enrolment date will be set to the third anniversary of your staging date. For example, if you staged on 1st April 2013, we will set your re-enrolment date to 1st April 2016. Employers can choose a re-enrolment date within a six month window which starts three months before the third anniversary of staging and ends within three months.
|Staging Date||Default re-enrolment date||Earliest re-enrolment date||Latest re-enrolment date|
|1st April 2013||1st April 2016||1st January 2016||30th June 2016|
In the Pay Reference Period in which your enrolment date falls, our Auto Enrolment solution will assess any employee who opted out or ceased membership more than 12 months prior to the re-enrolment date. If the employee is an Eligible Jobholder in that period and is not a member of a qualifying pension scheme they will be enrolled into your auto enrolment pension scheme. Please note postponement cannot be applied at re-enrolment. As with Automatic Enrolment employees will have the opportunity to opt out if they choose.
For clients using our Auto Enrolment module an “Automatically Enrolled” communication will be generated for employees who are re-enrolled at this date.
For further information, click here to view detailed guidance 11 from The Pension Regulator.
If you are happy to re-enrol on the the third anniversary of your staging date, then you need not take any further action.
If you would like to bring your re-enrolment date forward you will need to contact us a minimum of one month before the revised date.
If you want to push your re-enrolment date out beyond the third anniversary of your staging date, you will need to contact us a minimum of one month before your default re-enrolment date.
Please contact your normal payroll executive or support desk for more information, or click here to contact us via our website form.